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Bankruptcy Alternatives

There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences. Total Debt Services is capable of assisting you with multiple debt relief options and help you make the right choice for your situation.

Due to changes in bankruptcy laws, consumers are seeking bankruptcy alternatives such as debt settlement, Credit Card Counseling and Debt Consolidation to get out of debt. Call now to speak with one of our debt analysts or fill out the online submission form at the top of this page to have us contact you.

If you are facing financial hardship and in need of debt relief, contact a debt analyst today to discuss your options.

Call Our Debt Specialists Now: 214-618-0390

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Debt Help Center

Negotiate Your Debt!


In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required


Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy


There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.