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Credit Counseling

If you are facing financial difficulties you should contact Total Debt Services today. When you contact TDS we will help you determine the right approach to settling your debt situation and provide you with the best service options available.

Advantages of Credit Counseling

By contacting Total Debt Services today you can be in touch with a Professional Specialist that will help you evaluate:

Call Our Debt Specialists Now: 214-618-0390

Rest assured that when you call Total Debt Services for you credit needs you will have the best possible debt service options at your finger tips.

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Negotiate Your Debt!


In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required


Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy


There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.