Credit Monitoring
If you want to keep a close eye on your credit score then there are some great options for you to consider when it comes to Credit Monitoring. Don't be a victim of identity theft and monitor your credit regularly or have one of the trusted credit monitoring agencies Total Debt Services recommends help monitor your credit for you.
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According to the Federal Trade Commission, nearly 10 million Americans fell victim to identity theft last year, at an average cost of $5,000 per victim. But two-thirds of victims who discovered the misuse of their personal information within five months incurred no out-of-pocket expenses. That's what a credit monitoring service can do for you - it can't prevent identity theft but it can greatly reduce its impact.
Credit Monitoring & The Impact to Credit Scoring
Credit Consumers have the right to pull their credit reports as often as they like and when they do so it is considered a "consumer pull" and has no impact on your score at all. Only when you ask a potential creditor to pull you credit score, say when you are about to purchase a car or home, does it show on your credit as an inquire.
