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Credit Repair

If you have had difficulty being qualified for reasonable loan rates or if you have been rejected for loans altogether, you should consider raising your credit score through a thurough credit repair process. By repairing your credit you can purchase a new car or even obtain a mortgage for a new home. Total Debt Services has been able to repair the credit scored of our clients by first repairing their credit reports.

Call Our Debt Specialists Now: 214-618-0390

Even if you have a "good" credit score and you are able to secure loans for items like cars and houses, rapairing your credit can save you thousands. By simply increasing your credit score through one of our credit repair programs you can better the percentage rate you receive when beiong approved for a loan.

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Debt Help Center

Negotiate Your Debt!


In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required


Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy


There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.