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Debt Negotiation

Total Debt Services, LLC offers debt negotiation programs to those people who cannot satisfy their creditors by cutting expenses alone. Debt negotiation is a way to help you settle your outstanding balances from unsecured loans, medical bills, or credit cards and exist to make it easier to repay those balances and get out of debt.

Call Our Debt Specialists Now: 214-618-0390

Debt Negotiation should be done by a professional debt services company like Total Debt Services. If you have ever spoken to a collection agency, you know why. The purpose of debt negotiation is to negotiate your current debt and have your creditors forgive the rest.

Common Debts Negotiated

Not all debts can be negotiated. Examples of debts that can be successfully negotiated are:

Let Total Debt Services do the negotiating for you. Our trained professionals will communicate with the appropriate creditors and collection agencies to settle your outstanding debt balances. Once the agreement is made to settle your debt burden, you are on your way to meeting your financial goals. Contact us today for a no fee and no obligation debt analysis.

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Negotiate Your Debt!


In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required


Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy


There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.