Debt Settlement

Total Debt Services excels past all others when it comes to Debt Settlement services. When you are in a situation where your debt is outpacing your ability to pay minimum payments and the fees start piling up, you want us on your side. We will work with you to stop the collection calls while settling your debt for less than your full balance.

Call Our Debt Specialists Now: 214-618-0390

We offer a host of settlement programs designed to decrease the amount you owe by negotiating with your creditors and collection agencies. There are many types of debt we can settle for you. While credit card debt is most common, we also work with medical bills, gas / store cards, personal and student loans, as well as other unsecured lines of credit. Programs are personalized, but can take from 1 to 4 years to settle your outstanding debt. The actual time will depend on your balances, what type of debts, your Creditors and the funds you have available monthly to put towards your program.

There are great benefits of using debt settlement programs offered by Total Debt Services and there are also downsides as can be expected when paying off less than what you originally owed.

Contact Total Debt Services today to determine which program is best for you. One of our professional Debt Analysts is waiting to help you get on a path to financial freedom.

Total Debt Services, A Reputation You Can Count On!

"For good people who find themselves in financial trouble, I highly recommend doing business with TDS" · Paul T. in California.
"They were so helpful and nice people to deal with. I'm glad to say that after a year and a half I am totally out of unsecured debt. It wil be the best phone call you ever make" · Tina M. in Pennsylvania
"You and the Crew have been wonderful and very supportive to me and I would recommend your assistance to anyone needing it." · JC in Oregon
"Thank you again so very much to you, your coworkers and your company for being such a huge help to me and making such a huge difference in my life. I am now in control of things and back on track and it's such a great feeling. I couldn't have done it without your help!!" · Jennifer L. in Massachusetts
"Debt Settlement worked for me. My program is compete and I just qualified for a mortgage loan." · Mary M. in Illinois

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Debt Help Center

Negotiate Your Debt!

In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required

Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy

There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.

Our Debt Specialist is standing by to help you!