• Total US consumer debt reached $2.46 Trillion in June 2007 (Source: Federal Reserve)
• Total US consumer revolving debt reached $904 Billion in June 2007 (Source: Federal Reserve)
• The median U.S. household income is currently $43,200 and the typical family's credit card balance is now almost 5 percent of their annual income. (Source: Federal Reserve)
• 8.3 percent of households owe $9,000 or more on their cards (Source: MSN Money)
• On average, today's consumer has a total of 13 credit obligations on record at a credit bureau. (Source: myfico.com)
• 51 percent of the US population has at least two credit cards (Source: Center for Media Research)
• Approximately 14 percent of Americans use 50 percent or more of their available credit, and this group carries an average of 6.6 credit cards (Source: Center for Media Research)
• Those utilizing at least 50 percent of their credit lines have an average credit score of 645, compared to the national average of 674 (Source: Center for Media Research)
• One in six families with credit cards pays only the minimum due every month. (Sources: American Bankers Association, Federal Reserve)
• The typical consumer has access to approximately $19,000 on all credit cards combined. (Source: myfico.com)
• There has been a 23 percent increase over the past five years in the number of credit cardholders who use cards that accumulate points for merchandise and/or airline tickets. (Source: Vertis)
• At least one in 10 consumers have more than 10 credit cards in their wallets.(Source: Experian's "National Score Index")
• Twenty-nine percent of low and middle income households with credit card debt reported that medical expenses contributed to their current balances. (Source: www.demos.org)
• U.S. consumers racked up an estimated $51 billion worth of fast food on their personal credit and debit cards in 2006, compared to $33.2 billion one-year ago. (Source: www.carddata.com)
• Nearly one in every three consumer purchases in the United States is made with a payment card—including credit, debit, and prepaid products. (Source: Visa USA)
• Of every $100 spent by consumers, nearly $40 is in a form other than cash or check. (Source: Visa USA)
• Consumers carry more than 1 billion Visa cards worldwide—more than 450 million of those cards are in the United States (Source: Visa USA)
• U.S. Visa cardholders alone conduct more than $1 trillion in annual volume (Source: Visa USA)
• The average ticket for Visa purchases is consistently more than cash (Source: Visa USA)
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