4 Easy Steps to Get Out of Debt

Total Debt Services, LLC specializes in helping people get out of debt in a timely and efficient manner. We take on the creditors and collection agencies on your behalf to work an equitable agreement which can lead to 60% reduction in the debt you owe. The process is not necessarily simple but can begin with these four steps:

Call Our Debt Specialists Now: 214-618-0390

Evaluate Your Budget
Use our Budget Calculation Tool to calculate your debt to income ratio. One of our debt analysts will be happy to help you!
Compare Your Options
While debt settlement is a great option for some consumers, it may not be right for you. Our debt analysts are available to help explain the differences between Debt Settlement, Debt Consolidation, Consumer Credit Counseling and Bankruptcy.
Get the Debt Relief You Need
Fill out our online contact form to have us contact you, but why delay? Call 866-671-DEBT to speak with a Debt Analyst.
Learn How to Stay Out of Debt
Read the Total Debt Services blog for helpful information not only about debt settlement, but for ways to save money on your normal activities.

Total Debt Services, A Reputation You Can Count On!

"For good people who find themselves in financial trouble, I highly recommend doing business with TDS" · Paul T. in California.
"They were so helpful and nice people to deal with. I'm glad to say that after a year and a half I am totally free of debt. It wil be the best phone call you ever make" · Tina M. in Pennsylvania
"You and the Crew have been wonderful and very supportive to me and I would recommend your assistance to anyone needing it." · JC in Oregon
"Thank you again so very much to you, your coworkers and your company for being such a huge help to me and making such a huge difference in my life. I am now in control of things and back on track and it's such a great feeling. I couldn't have done it without your help!!" · Jennifer L. in Massachusetts
"Debt Settlement worked for me. I'm now debt free and able to qualify for a mortgage loan." · Mary M. in Illinois

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Debt Help Center

Negotiate Your Debt!

In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required

Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy

There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.

Our Debt Specialist is standing by to help you!