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Debt Settlement
Debt Settlement involves negotiating less than full balances to resolve outstanding debt. For some Consumers it is the most effective way to get out of debt in a short period of time and be back on the path to financial success.

Debt Consolidation
For consumers with an excellent credit rating and positive cashflow debt consolidation may be the best way to pay off outstanding accounts. Debt Consolidation usually requires and asset of some value such as a house or car.

Bankruptcy Alternatives
There are several Bankruptcy Alternatives available for consumers facing problems with debt and in need of debt help. Consumers should always research the company or attorney they are consulting with to make sure they are getting the best advice and services available.

Debt Counseling
Debt Counseling or Consumer Credit Card Counseling is listed as a non-profit organization, but there are fees associated with the service. CCCS companies negotiate interest rates down and disburse one payment among several accounts. If you are able to meet your minimums comfortably, but are not making the progress you desire, CCCS may be the right choice for you.

Debt Relief
There are unlimited scenarios that could have caused you to fall behind or struggle with your debt. Unexpected expenses, medical conditions, or the loss of an income can negatively affect your ability to pay your debts. If you're in need of debt relief, there is help for you.

Debt Help
Debt Help and Debt Relief are synonymous, but in addition, debt help can come from someone other than a service or provider. Help may come from family or windfalls like a tax return or the stimulus package that was enacted. Whatever the case may be, getting out of debt should be a priority.

Get Out of Debt
Debt Can be extremely overwhelming. The "buy now pay later" theory has been pushed to the edge and is causing more than financial problems. The number one cause for divorce was finances. What are you doing to get out of debt?
 

Debt Settlement Services from Total Debt Services

The information contained on this website is of a general nature only, intended to assist clients and prospective clients of Total Debt Services to begin assessing the options available to them in their particular circumstances. This information is not a substitute for the counsel of licensed professionals competent to render advice concerning legal, accounting, tax and related matters, as may be applicable.

NeitherTotal Debt Services nor its representatives or agents provide legal, accounting or tax advice. Total Debt Services encourages you to seek licensed and professionally qualified counsel for advice regarding any legal, accounting or tax matters that may be of concern to you.

We make every effort to assure that information contained on this website is obtained from reliable sources. However, laws, regulations and practices may change more rapidly than we are able to research, confirm and update the information here, which could lead to omissions of material information or inaccuracies on this website. Furthermore, the actual effect of laws, regulations or practices can vary widely depending upon the fact-specific context in which they are applied, which we have no way of knowing when we post information on our website.

The information on this website is provided “as-is” with no warranty or guarantee expressed or implied as to its accuracy, completeness, performance or fitness for a particular purpose. Total Debt Services, its officers, employees and agents expressly disclaim any liability for consequential, special or other damages to anyone who acts in reliance on information contained on this website.

This website contains links to other sites maintained by third-parties over whom Total Debt Services has no control or influence. These links do not constitute an endorsement by Total Debt Services of the third-party websites. We make no representations or warranties whatsoever concerning the information contained on such third-party sites. By using these links you agree to hold Total Debt Services harmless for any damages that might arise from your use of such a third-party site or the information you find there.

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If you have questions about this legal notice please write to your Client Service Specialist at:

Total Debt Services
1260 Shiloh Rd
Plano, TX 75074


E-mail: clientservices@totaldebtservices.com
Total Debt Services - 1260 Shiloh Rd - Plano, Texas 75074 - Phone: 214-778-1510 Fax: 214-778-1511
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