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Student Aid Loans

One of the primary reasons for consolidation is to offer the newly graduated borrower a more manageable payment schedule. Student Loans are as unique as the individual and therefore the options are great. By consolidating your student loans, you could reduce your monthly payment by up to 52%.

Call Our Debt Specialists Now: 214-618-0390

You may defer your student loan payments at any time while you are enrolled in school, be it half-time or full-time. If you are enrolled less than half-time, your lender/servicer may have school forbearance available to postpone repayment. However, when your account is on a forbearance, it continues to accrue interest that you are responsible to pay. Whereas when you are in deferment, the government will pay the interest on the subsidized portion of your loans.

Although Total Debt Services does not do Student Loan Consolidation, help is a phone call away. Consolidation Campus can help you with your Federal and Private student loans. Call 1-877-LOAN-153 If you need a loan for current education costs, Consolidation Campus has a complementary site College Loan Campus where you can apply

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Negotiate Your Debt!


In four easy steps you can negotiate your debt down to a manageable monthly payment. By using our budget calculation tool you can determine if debt settlement is the best option for you…read more.

Home Ownership Not Required


Any debts that are not garaunteed by collateral are unsecured debt. Homes, vehicles, furniture and jewelry accounts are types of secured loans with collateral. Medical bills, credit cards, signature loans and personal lines of credit are types of unsecured loans…read more.

Alternative to Bankruptcy


There are a number of bankruptcy alternatives available for consumers in search of debt relief. It is very important to know and understand the differences…read more.