Student Loans

One of the primary reasons for consolidation is to offer the newly graduated borrower a more manageable payment schedule. Student Loans are as unique as the individual and therefore the options are great. By consolidating your student loans, you could reduce your monthly payment by up to 52%.

You may defer your student loan payments at any time while you are enrolled in school, be it half-time or full-time. If you are enrolled less than half-time, your lender/servicer may have school forbearance available to postpone repayment. However, when your account is on a forbearance, it continues to accrue interest that you are responsible to pay. Whereas when you are in deferment, the government will pay the interest on the subsidized portion of your loans.

Although Total Debt Services does not do Student Loan Consolidation, help is a phone call away. Consolidation Campus can help you with your Federal and Private student loans. Call 1-877-LOAN-153 If you need a loan for current education costs, Consolidation Campus has a complementary site College Loan Campus where you can apply

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